Checkout New Guidelines
In the last several years, everyone has been effected by the economy in some way. Whether it was a family member losing a job, having to tighten your personal budget or having your home foreclosed. The outreach of financial devastation has been wide spread for many. Well, the times are changing once again when it comes to qualifying for FHA financing.
The Federal Housing Authority (FHA) has recently loosen their underwriting guidelines making is easier for you to qualify and become eligible to purchase a home. If you have been denied a home loan due to foreclosure or bankruptcy, you still may be eligible under the new changes made to FHA guidelines. Take a moment to review FHA changes to take advantage of those new changes.
Homeowners in Glynn County need to understand the impact of the Biggert-Waters Flood Insurance Act of 2012. Ronnie Perry Realty would like you to be informed of all the changes that may effect you in the near future.
Recently the U.S. Congress passed the Biggert- Waters Flood Insurance Act of 2012. This reform act will bring changes to how FEMA runs The National Flood Insurance Program. Some of these changes have already been put in place, and others will be implemented in the coming months. Key provisions of the legislation will require the NFIP to raise rates to reflect true flood risk, make the program more financially stable, and change how Flood Insurance Rate Maps (FIRM) updates impact policyholders. The changes will mean premium rate increases for some – but not all -- policyholders over time.
There are many different ways of triggering these rate increases. Purchasing a property in a flood zone or allowing a lapse in policy may cause changes in rates. If you are considering purchasing or selling a property that is within a flood zone, please consider reading the information below. For any futher information regarding how you could be effected call your local insurance agent.
Time once again for local parents to start planning for back to school. New clothes, books and supplies to prepare for the 2013-14 school year. Glynn county schools starts August 8th, 2013. Brantley county schools starts August 7th, 2013. Camden county schools starts July 13th, 2013. McIntosh county schools starts August 14th, 2013.
Recently announced were the dates for Georgia's tax free weekend. I hate to be the messenger on this one! Unfortunately, the tax free weekend this year happens to fall on August 9th and 10th. Which happens to be after the start of school for Glynn and Brantley counties. This is surely not welcomed news for most local retailers or parents.
The rules for the tax free weekend are as follows: Tax-free items include general school supplies with a sales of price of $20 or less, computers and computer-related accessories with a sales price of $1,000 or less. Clothing items and footwear with a sales price of $100 or less.
Make sure to visit the following link for Glynn county schools information:http://flashmedia.glynn.k12.ga.us/ . Happy shopping!!
Ronnie Perry Realty experienced an office fire this past Sunday, January 6, 2013. Needless to say, we were all quite surprised to wake up early Sunday to numerous calls, text, and emails as the word spread. We feel blessed that the damage was limited to the waiting room with smoke damage in the other offices. Although the damage was limited, the quick response of the Brunswick Fire Department and first responders made all the difference in the outcome.
We wanted to thank everyone who responded and had a part in the clean up from the fire. The Brunswick Fire Department and all the firefighters deserve credit for a fast and efficient response to the fire. Ronnie Perry Realty would also like send a special thank you to Remodel the Coast, Inc. for all their help and being the first on the job. Thanks to all who work with us! The agents and office staff without any hesitation pitched in to help. They were all there from early Sunday until late afternoon- cleaning, painting, and washing. By the time Monday morning rolled around, you could hardly see any results from the fire. Ronnie’s first comment on Monday morning was that he works with the best people in the world!
As we thank all those who pitched in to help us open back up Monday, we have all learned a valuable lesson from the fire. When things get tough at Ronnie Perry Realty, the tough get going for the good of all! We feel extremely lucky to have such a great group of people. Ronnie would like to remind everyone of the importance of a smoke detector and making sure to regularly check the battery!
We have got an exciting year ahead in the Golden Isles area when it comes to real estate. Interest rates will likely remain near historic lows, home values are rising, and an improving economy. The jobs outlook will also help spur continued market strength.
The real estate professionals at Ronnie Perry Realty say sellers appear to be more eager to put their homes on the market in the coming months than they were in 2012. That should help ease the inventory shortage that made the past year a challenging one for would-be buyers.
We look forward to helping you write your own real estate success story in the coming year. All of us at Ronnie Perry Realty, wish you and your family a happy, healthy, and prosperous 2013.
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